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By Ted Williams |
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Hello Thursday. I went to Wegmans alone. I needed to walk the aisles. Kinda creepy, but whatever. Knocked my socks off! Reminded me of Vegas.
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Live sushi! Live charcuterie! Live baking! Live subs! Live lobsters! Gold Pan meals for days! Wegmans makes Harris Teeter look like a Spirit Halloween on November 1.
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I asked my wife if she wanted to book a babysitter and go on a date to Wegmans. She replied, “No, go book Stagioni.” Anyways.
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I’ve never cooked a live lobster! I’d feel bad about it. Maybe I’m soft.
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💼 Hot Job: Lead, Brand Media at Scout Motors ($140K – $170K). Oversee paid media investments. 15% travel. 25 PTO days. 16 weeks parental leave. Plaza Midwood HQ.
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🏠 For sale: Charming brick home in Plaza Midwood asks $875K. Off-the-charts curb appeal! 3 beds. 2 baths. 1,580 square feet. $32K over Zestimate.
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👨 Shout-out: Will Pitts, CEO of the Charlotte Sports Foundation, for hitting 13,250 registered runners for our Charlotte Marathon. Sold out. Takes place November 14.
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MARKETS: YEAR-TO-DATE
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S&P 500 |
7,740 |
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Nasdaq |
26,517 |
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HOME ECONOMICS
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140-year-old family farmhouse saved by builder couple with 3M social followers
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The Chester House on Sudbury Road in Davidson
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Cool life: Adam and Jessica Miller are a husband-and-wife restoration team dedicated to preserving historic American homes around Charlotte.
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Adam (42), known to millions online as Old House Adam, is a US Marine Corps veteran, historic preservationist, and builder.
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Jessica (38) is a portrait artist and designer whose creative vision brings character to their restorations.
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Together they are raising 5 sons, and their work has attracted 3M followers across TikTok, Instagram, and YouTube.
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Latest project: A 140-year-old home named The Chester House in Davidson was in rough shape. Most would have demolished the home, but Adam and Jessica purchased it for $200K.
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The couple invested $425K in rehab and showcased their process on social media.
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"We sold it off market with 3 private showings," Adam told me. 2 offers came in, including a $1.1M contract.
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Model: Adam and Jessica have now restored 30 homes. They have 3-4 projects going at any given time. Some they sell; others they keep for unique rentals.
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PRESENTED BY REID’S FINE FOODS
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Send holiday cheer near or far with Reid’s seasonal gift baskets, starting at $36
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Perfect for clients, coworkers, friends, and loved ones
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Gift idea: Go with a Reid’s holiday gift basket! Price range is $36 – $188.
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Filled with gourmet treats and festive Reid’s favorites. Easy online ordering, fast shipping, and local delivery.
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Bulk corporate orders also available. Reid’s does hundreds of baskets for local partners like Bank of America and Atrium Health.
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Confession: I'm addicted to their signature Five O'clock Crunch and Mini Chocolate Chip Cookies. I can’t stop.
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Buy now: Shop Reid’s holiday gift baskets!
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SIDE HUSTLE DIARIES
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Dad of 3 uses AI and $10K to build NannyFinder
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Dallas Young (left) with the dad of his first nanny share
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Problem: Full-time nannies often cost over $50K per year. Daycare waitlists run a year or longer.
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Solution: NannyFinder, a platform for connecting families with both nannies and nanny shares. Officially launches next week.
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"I hired a designer to create the UI in Figma," explained Dallas. "I built the web app myself using Claude Code."
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Total investment $10K. Bootstrapped. Dallas kept his day job as a tech exec.
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Early traction: "2 posts in Charlotte-area Facebook groups drove 151 sign-ups so far, roughly 75 nannies and 75 families."
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Revenue: It's free for now. Eventually, Dallas plans to implement a low-cost subscription or paid verification badges.
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MONEY TALKS
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28-year-old banker making $150K worries starter homes will soon be $1M
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Huckleberry in NoDa, the new Gen Z vibey hotspot
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Money Talks is a weekly series showcasing how real people in Charlotte approach money. Participate.
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Job: “Treasury manager at a large bank. $130K base and a $20K bonus.”
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Salary journey:
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Year 1 – $70K total comp (1st year out of college)
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Year 2 – $78K total comp
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Year 3 – $120K total comp (new job at new company)
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Year 4 – $140K total comp (internal promotion)
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Year 5 – $150K total comp (merit increase)
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Splurge: “Travel. My wife and I traveled to Italy via first-class plane tickets for our honeymoon. Seeing different countries and cultures is a huge ROI.”
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Net worth: “$350K. Portfolio breaks down to 50% QQQ (Nasdaq ETF), 40% IVV (S&P 500 ETF) and 10% bitcoin/stock picks.”
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Retirement: “I'd like to work a less intense job in my 40s, then retire at 50. If we're blessed to have children, I want to prioritize being extremely present in their lives.”
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Rich in Charlotte: “$500K annual household income. Multiple vacations. Luxury car for the wife. Private school for kids. Home over $1M. But I aspire to be wealthy, not rich.”
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On your mind: “Inflation and the rising cost of living in Charlotte. Will a starter house cost $1M here within 10 years?”
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Full story: 28-year-old banker making $150K hopes to retire wife
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MONEY SNACKS
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5 other financial headlines I’m snacking on
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Kindling Falls at Cedar Creek for sale asking $1.8M. 10 minutes from Cashiers. Sleeps 12. Waterfall with natural rock slide. Airbnb revenue.
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Candyroot Lodge releasing more $185 preview play tee times on November 2. Lunch included. Only 64 golfers per day.
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Golf simulator concept with 2 locations for sale asking $475K. Revenue $455K. Cash flow $43K. 7,000 email addresses.
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HYLO Fitness opens near Plaza Midwood. Founding membership starts at $129. HIIT training. Pilates, barre & yoga-inspired classes.
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Charlotte Country Club reopens newly renovated golf course to rave reviews. Holes 14-17 perfect. No guests yet. Arguably best course in NC.
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HOUSEKEEPING
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Ladybird Taco serves over 400 guests on opening day
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Inside $1.5M Ladybird Taco, taking the former Lebowski’s space
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Hot start: Ladybird Taco opened to lines down the block 5 days ago in Dilworth.
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Over 400 guests. 1,000 house-made tortillas. 100 queso orders. 300 cups of Hex coffee sold.
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“Grateful for the neighborhood's reception,” CEO Brooks Veazey told me. He shook everyone’s hand.
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Tiny take: Order their $4.30 Breakfast Taco No. 1 with tenderbelly bacon, scrambled eggs, and Monterey Jack. It’s not big. Goes down easy. I could have eaten 3.
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Happy Thursday! I’m pleased to report that I beat all 24 of my neighbors at our annual golf tournament. 76 at Carolina Golf Club (new clubhouse looking awesome, btw).
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– Ted
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P.S. No newsletter next week. I’m doing 2027 planning with a few other businesses I’m involved with.
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MONEY POLL
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Have you ever gone through your partner's phone without their knowledge?
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Last week’s poll results: Would you take a 5% pay cut to work from home? (827 votes)
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