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By Ted Williams |
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Hello Thursday. I’m an idiot. Until this week, I had never had a sandwich from The Culture Shop. It blew me away.
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Charlotte’s sandwich game is undergoing a renaissance right now.
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My current Mount Rushmore of sandwich shops👇
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La Lima (order $17 Sakura)
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Pasta & Provisions (order $12 Royal)
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Olivelli Deli (order $14 Oli Italiano)
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The Culture Shop (order $14 Capo Italian)
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What’s your No. 1 sandwich spot in Charlotte? Reply back! Anyways.
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Culture Shop’s $14 Capo Italian at Culture Shop on a warm stirato roll
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đź’ĽÂ Hot Job:Â Event Sales Coordinator at Tipsy Pickle ($75K – $115K OTE). Turn inquiries into booked events. Hiring manager and co-founder Tanner Brooks.
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🏠For Sale: 3-bedroom Victorian on private cul-de-sac in Dilworth asks $1.4M. 5-minute walk to Leluia Hall. Front porch swing. $54K over Zestimate.
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đź‘©Â Shout-out: Coley Collett Hull, founder of Coley Home (I have their headboard), for opening a second 80,000-square-foot facility and creating 100 new jobs. 93K Instagram followers.
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MARKETS: YEAR-TO-DATE
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S&P 500 |
7,572 |
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Nasdaq |
26,269 |
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NOW OPEN
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Seemingly Overzealous Ice Cream opens in Davidson, on track for $1M year
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Owners Jess and Garrett at their new Davidson ice cream shop
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Now open: Seemingly Overzealous invested $323K to open its 4th ice cream shop in Davidson. The local ice cream shop is on track for $1M in revenue selling $5 scoops.
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Economics: Once fully ramped up, each ice cream shop can do about $600K in annual revenue.
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"On a given product, margins range from 44% to 78%," explained Garrett. "So, we have to sell a lot of $5 scoops to cover our other costs (payroll, rent, etc) and turn a profit."
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The growing ice cream brand targets 1,000-1,500 square foot neighborhood spaces, which typically charge $45-$50 per square-foot.
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Look for Seemingly Overzealous to add shakes, ice cream tacos, ice cream cakes, pops, and more creator collabs.
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Advice: "Be relentless every single day," says Garrett. "People often tell us, 'I see Seemingly Overzealous… everywhere,' and that's by design. In this economy, awareness is the name of the game."
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PRESENTED BY MOOD HOUSE
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Mood House surpasses 2,250 members — but you don't need to be a member to book
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Mood House Oakhurst giving off Palm Springs summer vibes
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Awards: Congrats to Mood House for making it on Yelp's Top Local Businesses List!! Only 3 North Carolina businesses made the list.
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Voted "No. 1 Best Massage" in Charlotte in back-to-back years.
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Surpassed 2,250 massage members ($92/mo) across their Dilworth and Oakhurst locations — but you don’t need to be a member to book.
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Book it: Use code “TINY20” at checkout for 20% off services or gift cards (code valid for next 24 hours). It’s the best.
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REAL ESTATE
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27 luxury townhomes with rooftop pools and $2.5M price tag coming to Lake Norman
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Mike Feehley and Liz Miller from Ivester Jackson have the listings
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New development: Say hello to The Cape, a private lakefront community of 27 bougie townhomes. Prices start at $2.5M.
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For sale: Early bird buyers can be part of their Founders Program, which gives you first dibs on units. Each 4-bedroom, 4.5-bath townhome features👇
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Terrace fireplace and grill
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Rooftop infinity-edge pool
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European white oak flooring
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Two-car garage
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In-home sauna
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Community: Resort-style amenities include a private 15-slip dock, putting green, party gazebo, jet skis, private beach, and dog park.
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Ownership: Helluva vision by developer Kyle Roland, who bought the 8 acres in smaller transactions starting last year.
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MONEY TALKS
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32-year-old DINKs making $380K worry AI will replace jobs, build money dashboard with Claude
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Supperland, Fintech manager’s No. 1 spot with $42 Wagyu Pot Roast
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Money Talks is a weekly series showcasing how real people in Charlotte approach money. Participate.
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Living situation: “Own a house with my husband. 15-year mortgage at 5.25%. We pay an additional $4,000 per month towards the principal.”
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Family: “No children yet, but we want them. I feel like we can’t have kids until we feel more financially secure.”
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Job: “Fintech product manager. I make $190K, which includes base, bonus, and RSUs. My husband makes roughly the same.”
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Work-life balance: “Kinda fine, kinda crap. It’s all mental. I am stuck in my head. I'm so nervous about AI that all I can do is think about work. I really want hobbies.”
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Budgeting: “YES! We talk weekly about our spending patterns using a dashboard I built for us with Claude.”
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Retirement: “Goal is $6M by 55 so we can get low-key jobs for the last 10 working years. Maybe we open the coffee shop we’ve always dreamed of.”
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Rich in Charlotte: “$4M. You could easily live off the interest. However, I’ve been trying to mentally reduce this number. It feels like wealth hoarding.”
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On your mind: “Motherhood is taking a different shape in my mind than I expected. It feels more calculating than I would like.”
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Full story: 32-year-olds each making $190K hit $1.1M net worth with only $36K inherited from grandpa
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MONEY SNACKS
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5 other financial headlines I’m snacking on
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Mountain mansion at Grandfather Golf & Country Club hits the market at $4.9M. 7 beds. 7 baths. Sweeping Mount Mitchell views.
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Pertinacious Coffee founder Emma Layman goes viral on Instagram explaining why a latte costs $7.75. Margins 34%. 7,215 likes.
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Ladybird Taco signage installed in Dilworth. Opening within 90 days. RIP Lebowski's. $1.5M investment. $4 breakfast tacos.
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Sports signage company for sale asking $1.8M. Revenue $5M. Cash flow $353K. Works with universities. Owner passed away.
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Albertine rolls out 5 new menu items including $32 Tortelli pasta. Order the $30 Meze Platter and signature $26 Crispy Hot Quail.
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HOUSEKEEPING
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Free half dozen oysters at Fin & Fino on Mondays if you put “Shellphone” away
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Fin & Fino with my favorite promo!
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Deal alert: Now through the end of August, Fin & Fino offers a complimentary half-dozen oysters per person if you put your phone away.
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They’ve run this "No Shellphone" promo over the years and given away 9,000 oysters!
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Valid at both their Uptown and Birkdale locations. Must order $20 of other stuff. Mondays only.
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Order instructions: Ask for "The Treatment" at Fin & Fino. It's $70. Chef sends out a tasting menu of 7 or so popular dishes. And $5 goes to a local charity.
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Happy Thursday! I’m picking up my 9-year-old daughter after 3 weeks at summer camp in Virginia. I can’t wait to give her the biggest hug.
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– Ted
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MONEY POLL
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Where would you rather vacation in North Carolina?
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Last week’s poll results: No. 1 best sushi restaurant in Charlotte? (14,259 subscribers)
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New Zealand – 23%
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Uchi – 20%
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O-Ku – 20%
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Oshen – 19%
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Prime Fish – 18%
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